Filing a Home Insurance Claim: Will It Raise Your Rates?

Most of us tend to have a love/hate relationship with our insurance companies. On one hand, while we certainly appreciate being able to get the kind of coverage that they provide, between paying for our premiums and running the risk of our rates going up if we file a claim, that can make us pretty frustrated with them as well. After all, we do pay insurance companies for the kind of protection that they offer, so the fact that we run the risk of having to pay them more after filing a claim can be disappointing, at best. [click to continue…]

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5 Ways to Protect Your Privacy When You Sell Your Home

Selling your home will likely require you to engage in some prep work. First and foremost, you’ll have to get it up to code, which means you should start with an inspection to tell you what’s wrong. You may also have to do necessary repairs that you’ve been putting off, like replacing old roofing, updating carpets, or fixing chipped tiles and leaking faucets. And of course, you’ll have to stage your house to prepare for viewing by prospective buyers. However, many homeowners preparing to sell are in a bit of a rush. And with so much on your plate, you might forget to address the issue of protecting your own privacy. But since anyone can pop in to see your property once you list it, especially during an open house, you’ll want to make sure that your identity and your valuables aren’t subject to theft or misuse by unscrupulous parties. So here are just a few tips to protect your privacy when strangers are tramping through your house. [click to continue…]

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5 Ways to Drastically Reduce Your Homeowner’s Insurance Premiums

February 25, 2014

Just when you thought you were in the financial clear, it hits you – homeowner’s insurance. When it comes down to it, homeowner’s insurance will protect your home from the multitude of things that happenstance can throw your way – from a distracted driver parking in your living room to a flash flood. You just [...]

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Should You Consider Buying GAP Car Insurance?

February 22, 2014

There is a good chance that your car insurance plan covers the base value of your vehicle, which is a good thing, but what if your car is a few years old and has depreciated wildly? What happens if you still owe money to the lender for the vehicle? This is the reason why you [...]

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5 Ways to Drastically Reduce Fuel Costs

February 22, 2014

While every car company in the world is rushing to manufacture their own fleet of fuel-efficient and fully electric cars, the big rig drivers are still hacking it the old fashioned way with diesel engines – trying to save on fuel costs any way they can. As if there aren’t enough trucking expenses to worry [...]

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5 Insurance Buying Tips for Homeowners

February 18, 2014

If there’s one thing that every homeowner is required to have (and also needs), it’s home insurance. Not only does it help to protect your house in case of damage that is caused by a fire, natural disaster or even theft, but if you have a guest who is injured while they are staying with [...]

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5 Odd Jobs That Pay Well

February 17, 2014

The whole concept of an odd job has taken on a new meaning in the 21st century. As the Internet creates more and more jobs, the “odd job” has taken on the definition of being more unusual than an occupation you do on the side. Plus, many people are finding that their odd jobs are [...]

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Long Hot Summer: 5 Ways to Save Money on Air Conditioning Costs

February 12, 2014

Many people are probably looking forward to the summer. Finally, a break from the ruthless and unrelenting cold weather conditions. However, the summer comes with its unique challenges as well. One of the biggest challenges is beating the heat. Everyone knows that feeling of being in their own home and feeling like they are in [...]

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5 Tips for Avoiding a Property Tax Lien

February 10, 2014

When buying a house or worrying about your own debts and finances, many people need to focus on avoiding property tax liens. when you owe money, liens can be placed on various possessions such s your business, car, or land. When a lien is on your property, however, it can be very inconvenient since the [...]

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Car Maintenance and Repair Costs: 5 Surefire Ways to Save Money

January 22, 2014

Cars can break down – there is no simpler way to put it. However, when cars break down, it can cost a fortune to fix them. Even taking your vehicle to a garage to be checked on can end up costing you a few hundred dollars – even if all you needed was a minor [...]

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