5 Ways You Can Save Money on Your Mortgage

April 9, 2012

Regardless of the ebb and flow of the real estate market, home ownership is still a fantastic investment. But while it comes with many positives, most people end up saddled with a large mortgage, easily your largest and most longstanding debt. But whether you’re making your monthly payments plus some or just squeaking by, there [...]

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When Should You Open Your Child’s First Bank Account?

April 9, 2012

If a lot of parents of adult children could comment on something that they wish they had done better in preparing their children for the world, they might say that they regret not having better prepared them when it comes to the issue of finances. Sometimes, parents are so focused on a child’s physical safety, [...]

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How Much Does Your Credit Score Really Matter?

April 6, 2012

When you were offered that credit card back in college (with no job, mind you), all you knew was that it had a $500 limit and that meant you could go on a shopping spree at the mall. What you didn’t realize is that by not paying what you charged on that card, not only [...]

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Should You Pay Off Your Car Loan Early?

April 6, 2012

Most people who purchase a new (or otherwise expensive) vehicle find that they have to finance some or all of the tab with a loan. And whenever you enter into a situation where you’re borrowing money from a bank, the catch is that you’ll have to pay it back with interest, generally at a higher [...]

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How to Get an Emergency Loan If You Have Bad Credit

April 5, 2012

We’ve all heard the saying, “Sometimes bad things happen to good people” before. And when you’re someone with bad credit history in need of an emergency loan, although it can be trying to find one, this is a thought to definitely keep in mind.

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Should You Switch From a Bank to a Credit Union?

April 4, 2012

As the Occupy Wall Street movement demonstrated this past fall, many Americans are fed up with the banking system. When Bank of America announced that it would begin charging a five dollar per month fee for using its debit card, those who banked with that institution were outraged. And while other banks have since followed [...]

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Is Liability Insurance Necessary for Your Small Business?

April 3, 2012

Major corporations need public liability insurance for a number of reasons. First, they are worth a lot, which means they could be a target for opportunistic con artists looking to capitalize on the fact that they would rather offer a settlement than take a bogus claim to court. In addition, they could have any number [...]

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Tips for Teaching Kids to Be Financially Responsible in College

April 3, 2012

When a teenager leaves for college, they’re not just going to a new school to learn about some new subjects. They are entering a phase of their lives where they will be learning about how to live an entirely new life; and hopefully, if all goes well (and as planned), they will earn a college [...]

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3D Printing: All Hype or the Hottest New Investment?

March 28, 2012

If you’re always on the lookout for a new way to diversify your investment portfolio, get ready for a real doozy; pundits are starting to speculate that 3D printing companies could soon provide for the hottest rising stock. Don’t worry; you’re not the only one furrowing your brow in confusion. Although the concept of 3D [...]

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Getting Out of An Upside Down Car Loan

March 28, 2012

While the truth of the matter is that most of us need a car, because we oftentimes didn’t do enough thorough research before purchasing a vehicle, we oftentimes find ourselves not being able to afford our car note. Next to a monthly house mortgage payment, for the majority of Americans, the next most costly monthly [...]

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